SilverBeam Homes Blog

Mortgage Support in Times of Trouble

by Bevony on July 2, 2020 No comments

Many people are facing financial pressure right now due to the global COVID-19 pandemic. Families have lost jobs, lost breadwinners, and have been placed in unique financial circumstances. If you need mortgage support you should not hesitate to speak with a mortgage specialist from your mortgage provider. Check out their websites to find support phone numbers where you can reach specialists.  

Lenders are aware of the challenges and are willing to provide support to meet the needs of their customers. Some have options to even offer long-term support for those who are facing challenging financial circumstances. 

Your mortgage provider has options.

You will find some offering;

To note, taking payment deferrals may not be the best option if you have income coming in. This is because the deferred interest will be added to your outstanding balance later and further interest will be accumulating on your new balance. So be sure to ask the pertinent questions before choosing this option. If you must choose the payment deferral option, here are some ways to deal with while helping to keep your balance from ballooning too much. 

Make a Single Prepayment 

Make an extra payment if or when you can.

If and when your circumstances improve and you have the ability to make one lump sum payment in the amount of your deferred payment this will provide a reduction in the life of your mortgage. 

Persons with the standard closed mortgage have the ability to prepay up to a particular percentage of their original principal amount once in an annual period. 

The prepayment will be applied directly to your mortgage principal. When you get to your renewal date you have the option of making any amount of prepayments to your principal and even have the option for paying off the entire mortgage as well as the option for refinancing without any prepayment charges. 

Make Extra Payments 

Most lenders offer you the option to make extra payments. Find out what your lender allows, for some the extra payments can only be made on the payment date and for others, you can only pay up to a certain amount extra each payment period. 

Any extra payment made is applied to the principal balance and this will end up reducing the life of your mortgage while also saving you money in interest costs. 

Increase Your Payments After the Deferral Period

Typically, you can increase the amount of your payment by up to 10% once in each annual period. The increased payment, of course, goes directly to your principal which means your total interest charges will decrease. This will earn you some savings in the longer term. 

Refinancing your Mortgage 

Refinancing may get you better terms and rates.

If your situation puts you in need of additional funds you may have the option to refinance your mortgage. You can make use of the equity in your home to refinance your current mortgage. This will allow you to readjust the terms and rates of your mortgage. This often works out to be a better way to borrow money rather than taking out an additional loan to meet your needs. 

If you opt to take this route there are a number of variables that you will need to consider. Your mortgage specialist can help you to cover everything in detail. This way you can decide what is the best option for your situation and your needs. 

You can refinance with your current lender or take a look at mortgage rates in British Columbia to see which lender will provide the best option. 

If you are a student there may be additional housing resources available to you that are not mentioned above. 

We hope this information helps you to navigate these difficult times. If you have any tips or advice to add, we’d love to hear in the comments. If you arent already a homeowner and think this is the right time to build, contact us today so we can turn your dream of owning a home into a reality.

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BevonyMortgage Support in Times of Trouble

It’s Time to Start Investing in Local Design

by Bevony on June 24, 2020 No comments

With the COVID 19 pandemic putting a lot of restrictions on how we go about life. More and more local businesses are seeing a demand in their services. This is true for local design companies. While companies are offering virtual services, having zoom meetings, and the like, some people still want that personal touch. They still want to sit in person and touch swatches and look at live colors instead of over a screen. And as such, customers who had previously engaged with companies further away are changing to work with local design companies. 

What Are Local Design Firms Doing

Local design firms are seeing the difference in the last few months, especially now when there is reopening of many places and things. In some places, there are restrictions against leaving a province. There are also restrictions on leaving the country. So more people can be allowed out within their own neighborhood. And so people have the opportunity to work with the locals they may have never known about before. 

Start Investing in Local Design

No matter the size of your home, whether two to ten bedrooms. Creating a cohesive look that is representative of your style can be tricky. If you need help to:

  • Plan a functional space
  • Design a new space inside your home
  • Rearrange your existing pieces or
  • Just source amazing decor and furniture, a professional will help you do the best job. 

With globalization looking unsustainable a the moment all we have left is our immediate communities. And it is important that we support our local ecosystems. There doesn’t have to be a disconnect between manufacturing and design anymore and global lockdowns are pushing to change this. 

With a slow down in everything thanks to COVID-19, design shows have been either canceled, rescheduled, scaled back immensely, or even moved online. As designers have gotten some time to breathe, many of them have come up with new ideas and new ways to work with the current restrictions. Now they can spend more time creating the ultimate design for you than rushing from show to show trying to market themselves because right now the markets are right in their hometowns.

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BevonyIt’s Time to Start Investing in Local Design

Stages of New Home Construction for The Lower Mainland

by Bevony on June 17, 2020 No comments
Stages of New Home Construction for The Lower Mainland

Lower Mainland has similar stages of construction for new homes as Vancouver. These are pretty similar to those anywhere in British Columbia and usually includes five stages. Each stage will take a different amount of time and there are many factors that affect this time. So we won’t assign a time period as to how long each phase will take. Note that some people may have their homes complete in just a matter of months while others may take up to a year. It all depends on the scope of work, the location of the project, and the size of the home. There are often unforeseen delays that can affect the timeline of a home’s construction as well. 

Pre Construction 

This stage includes everything from thinking of custom building to buying a property. During this stage you will be deciding on your house plan, working with an architect, and choosing a builder. All the initial permits required to break ground must be prepared at this point. Some areas may require site testing to determine if there is a water table. 

Foundation 

At this stage, the ground is broken and the framing of the house can begin. Some local government inspections may be required at this point in the home building process. 

Framing 

At this stage, your home is being created from the ground up. The house will start to take shape and if there is a basement in the design this will be installed. Doors and windows are typically installed at this stage. During this phase of the home building process, the construction will undergo multiple inspections. 

Interior and Exterior 

At this phase of the home building process, your house is really looking like a house. The walls will go up than electrical and plumbing installations will be done. Finishing is done on the electrical and plumbing installations at this point in time. During this phase, there are still ongoing inspections being done to the building periodically. 

Hand-Over 

This is the most exciting phase for the homeowner. The builder at this point ensures that all tasks have been completed and that the home is complete. The keys are handed over to the homeowner once all checks have been made and the house is deemed ready. 

If you are thinking of building a new home in the Mainland Area, please do give us a call. Our specialty is custom homes in Lower Mainland, Vancouver, and British Columbia. We can help make your dream a reality. 

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BevonyStages of New Home Construction for The Lower Mainland

Townhome Availability in Vancouver

by Bevony on June 10, 2020 No comments
Townhome Availability in Vancouver

Vancouver home prices have seen a modest growth of 1% for 2020. This city still stands as the most expensive place to live in Canada. With the current health crisis, the supply of real estate has been further depressed. Some weary sellers are pulling their listings from the market and as such prices can get even higher. What will you find for sale in Vancouver? 

Types of Real Estate Available for Sale

You will find many a condo on sale in Vancouver. If you are looking for a single-family home, you will be able to find your fair share of those as well. That is of course if you can afford it. But if you are searching for a townhome, you may be up for an uphill battle. There are multiple reasons for this. 

In Vancouver, we can see clearly, that there is a difference between what people want and what they can afford when it comes to real estate. Vancouver has not built a lot of townhomes historically and this affects the market in more than one way. 

Within the past few years, there has been new zoning in Marpole for example that just allowed the building of townhomes. Other than availability, there is also the price factor. Buying a single-family home is too expensive for most families and buying a small condo won’t provide adequate space. 

Families may have some hope in the future for purchasing two and three-bedroom townhomes princesses less than 2 million and ranging in size from 631 to 1840 square feet. The last decade shows that a lot of families have left the city of Vancouver due to the cost of real estate and their inability to find appropriate housing at affordable costs.  This solution will provide families with the opportunity to get a home that is bigger than a condo but still more affordable than the typical single-family offerings in the Vancouver area. 

Change is the new constant in the current real estate market. And all stakeholders are feeling this currently. We are all weathering the storm and hoping for the best outcome, always ensuring that safety is the priority. Some of you must still brave the Vancouver housing marketing during this crisis. Here at SilverBeam Homes, we can help.  If you are wondering “will Vancouver house prices ever drop“? Maybe it is time for you to look at alternatives.

Get in touch with us today, and let us know what your needs are. We can help you navigate these changes both safely and effectively. 

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BevonyTownhome Availability in Vancouver

Home Renovations On Track but Crawling Slowly

by Bevony on June 3, 2020 No comments

With the COVID-19 pandemic, a lot of industries have ground to a complete stop because of the stay at home measures put into place by governments all across the globe. The local renovation market in Vancouver has been affected by this but projects are still ongoing. How is it different from before the pandemic?

In the past couple months, there has been a drastic shift. There was the initial shock to all stakeholders but all have now established a new rhythm. The discovery phase is pretty much the same. The meeting of the client, talking about floorplans, sharing images, etc. While working virtually is not new to a lot of designers, for most of them it is the first they are working virtually even with clients that are just around the corner. 

The Virtual Discovery Phase 

Renovations tips

The design industry relies heavily on the platform Zoom for its virtual meetings during discovery. Since this is a very personal industry, experts are finding themselves using up to 10 minutes to get the call to work. The process really takes more time, more preparation, and more planning. Everybody involved understands this and that is really important for a seamless process going forward. 

There are of course challenges of not doing this part of the process in person. When it comes to conveying textures and colors here is where we see challenges. Computer and phone lighting and angles can affect the perception of both parties. This challenge is met by design or renovation teams purchasing extra samples and having these delivered to their clients ahead of time. Again this causes an extension of the timeline. 

Scheduling meetings and making sure that everything is properly labeled helps to make it easier for clients to be walked through the process of the virtual meeting. 

Sometimes clients have to be taught how to accurately measure their spaces. So that the design process could begin. All in all, more preparation is needing, more planning and so the renovation time is being prolonged but work is still underway. 

Limitations Brought on By Social Distancing

Most sites only allow one trade to present at a site at any time during the COVID pandemic. For larger projects where it is possible for trades to keep their distance, multiple trades are allowed on-site at one time. The challenge in Vancouver is that most spaces are smaller. So all construction projects are looking at longer periods. 

General contractors have gotten on board with the new site rules which also include regular hand washing and disinfecting. And of course, there is the mask-wearing and keeping of distance. People in our perception have really been adjusting very well to the rules. 

What Types of Renovation Tasks Have Been Affected?

Everything from small tasks as repainting and carpeting is all taking longer than typical. People have to be schedule, keys have to be handed over with no contact. Some have to deal with the booking of elevators if they are working in a condo. All these things take up more time. So while workdays are not longer, simple tasks are taking longer and stretching out the timeline for completion of a project. 

The good part is that everyone affected understands. And while a long wait time can be frustrating for all involved, we have so far learned to be more patient and to work together towards the end goal of a completed renovation project. 

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BevonyHome Renovations On Track but Crawling Slowly

Tips on Keeping Your Sanity While at Home

by Bevony on May 28, 2020 No comments

The past two months of 2020 has had the entire world settling into a new norm. We are all now mostly homebound and have accepted that staying in means staying alive. Some of us are all about ready to lose our minds from all this “staying in” and as such we here at Silverbeam Home just want to remind you it is crucial to find things around the house to do. 

So you have cleaned behind the stove, eaten all the food and watched all the Netflix, what do you do now? How about doing some redecorating? If you don’t have the means to actually do this in your home you can have some fun doing it virtually. As as we touch on virtually, think of all the virtual things you can get done – try traveling the globe, visiting art galleries and enjoying tours of a variety of places from the comfort of your living room. 

Paint Your Room Virtually

Check out a variety of color schemes and try them out in your home. You will find that many websites now allow you to upload a picture of your room that allows you to see what color would like on your wall. Check out the Benjamin Moore Color Portfolio in the AppStore to see how different color palettes will look. When you upload your picture, with just the spin of a wheel and you will see your room in the color of your choice. 

Take a Trip to the Most Celebrated Paris Gallery 

You can virtually explore the Louvre. Just visit www.louvre.fr where you can take a look at beautiful works of art. While you are there, check out the Egyptian wing and view the Galerie d’Apollon. You can also take a look at the “Mona Lisa” thanks to the Mona Lisa App. 

Get some Design Inspiration

If you go to www.virtualmuseum.ca to see the Partners in Design exhibit. You will find a number of objects that you can explore that connect with daily life from both the present as well as from the past. You will find all kinds of things from kettles, clocks, toaster sand Inuit paintings. It could really add up to be a fascinating day exploring from your bed. 

Visit an Aquarium 

You can take a virtual visit to the Ripley’s Aquarium of Canada and imagine swimming with the sharks. Explore the waters of the deep via their live “Shark Cam.” For an even life-like experience stream it to your TV screen and transform your entire living room into an undersea lair. 

Cook Up Some Fun

home sanity tips

Instead of eating the same things every week, why not try some new recipes. Follow the Instagram pages and youtube channels of celebrity chefs or other aspiring chefs receiving motivation from the lockdown. You are sure to find fun and quick recipes that utilize ingredients you already have in your kitchen. 

Become Your Home’s Personal Bartender

Check out again, Instagram pages, Pinterest, and more to find great mixes to get yourself a tasty cocktail. Try your hand at creating your own and share this with the world, why not become a trendsetter yourself after all? 

Travel and Immerse 

There are so many places you could travel to virtually, get comfortable with your favorite beverage, maybe one you made above and immerse yourself into the culture of another nation. Go see the Northern Lights, Glide through the waterways of Venice. Whatever you’ve been dreaming of doing, do it virtually. 

View Available Properties

Visit realtor.ca and view the “open house” tab. Here you will find a number of properties providing virtual tours and visits. They also have a “living room” blog where you can find out more. Even if you are not planning on buying or moving this can give you inspiration on things you can change in your own space. Best of all, there are no costs involved. 

Don’t let the lockdowns all over the glove have you feeling down. Yes, these are serious times, but if you are staying safe, we want to help you stay safe mentally and emotionally as well. Live your biggest dreams at home thanks to the many virtual options you have available at your fingertips. How have you kept your sanity while in lockdown? We’d love to hear it in the comments below. 

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BevonyTips on Keeping Your Sanity While at Home

How the COVID Pandemic is Affecting Home Design

by Bevony on May 21, 2020 No comments

The home design industry experts have always had to be at the forefront of innovation. It is necessary for the nature of their work. They have to be innovative to find ways around roadblocks such as clients’ budgets, regulation restrictions as well as size restrictions. They have to be creative and quick with their thinking in order to find alternative ways to do things. The current COVID pandemic has made it necessary for those in the home design industry to start thinking of ways for us to move forward with the changes in lifestyle that must be brought about due to the COVID 19 outbreak. 

Home Builders and designers are now having to strategize innovations into new home designs. With many people now needing to work from home there is the need for home offices more than ever. We also find many couples sharing whatever office space was already present in the home. This has created the need for additional space. With many people not having the financial or time capital to expand their homes, now we have to be looking into designing flex rooms. 

A flex room can be used in an office during working hours and can double as a guest room at other times as well as a game or playroom for kids as well. Bedrooms with ensuite bathrooms are ideal for cross use as an office as they allow for working individuals the type of environment they need to work in especially if there are kids at home. These bedrooms are also ideal for persons that may need to self-isolate if showing symptoms of the COVID-19 virus. 

Equipping your Home with a Decontamination Room 

We can kick things up a notch by investing in ultraviolet light incorporations for foyers or mudrooms. Ultraviolet light is currently being used in hospital settings as a means of decontaminating items. There are of course safety implications so these rooms would have to be entirely lockable if ultraviolet light will be used within. 

Equipping Your Home for Deliveries

The option is being explored to have a lockable box built into an exterior envelope on your home. This will allow delivery people to securely leave your deliveries without having to come into contact with you, your home, or vice versa. 

Considering New Materials to Use

Surfaces, paints, and other materials that can handle a lot of cleaning will now be essential. This may mean more synthetic materials than natural products. We would have to be moving away from porous surfaces such as natural stones. The move would be towards surfaces such as standard quartz which may prove more durable to repetitive chemical cleaning.  

When it comes to color, white may be better for kitchens and bathrooms which must be cleaned often. 

New technology comes at a cost. There are now door handles that self sanitize but it is still very early for residential projects. The cost of these times and implementing these new designs could add up and many people are already low on income. We see where people have had to cut costs. We now see more people planting vegetable gardens even when working with limited outdoor space. Those who don’t have space are looking towards growing vertical gardens, garden walls, and garden windowsills.

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BevonyHow the COVID Pandemic is Affecting Home Design

Gardening; the Outdoor Version of Baking During the COVID-19 Pandemic

by Bevony on May 13, 2020 No comments

Owner of Bloomsbury Designer Gardens, Kathy Friesen considers gardening the outdoor version of baking. With many people safe at home during the current COVID-19 Pandemic, we have quite a lot of time on our hands. As a result, many people are keeping themselves busy performing a variety of home-based activities. 

The truth is, that as you are going about your regular day to day lives it is hard to find time to do things at home. Between work, kids, and extracurricular activities it can all be a bit much. Now people are staying home, learning new skills and trying out new things to occupy their time. We now find many turning to gardening regardless of the space with which they have to work with. 

Turning Your Small Urban Spaces into Gardens 

If you don’t have a backyard space you can still engage in some gardening. Use your rooftop, patio, balcony, or an outdoor room that you may have. Most people who create a garden want a space that is calm and tranquil, something they have control over while they are living in this scary time that 2020 is proving to be.  

When you look at home ins many parts of Vancouver for example in Kitsilano you will find that most house lots are narrow and small with the houses spaced closely together. This doesn’t mean you can’t get out and get some gardening done. Don’t let the size of your yard or your limited outdoor space deter you from creating your garden. 

You just need a small space to plant vertical vegetables such a cherry tomatoes, kale, peas and beans. Small spaces are ideal for planting blueberries and a variety of strawberries as well. 

Increase Backyard Privacy 

If you have backyard space but find that going outside means being a part of your neighbor’s outdoor socializing, gardening can help provide you with some privacy. You can add privacy screens with evergreen vines on trellises. 

With no traveling for us in the near future, summer will be spent staying home, or should we say with “staycations”. This gives us even more time to spend on our outdoor spaces, tending to plants, and forging quality bonds with our immediate family members. 

What People Want 

Most people want items that are easy to grow. They want colors, many want to try their hands with vegetables since they have experience pay cuts and job losses making it hard for ends to meet. People want plans that will grow easily and with little maintenance. They also want plants that can be easily cleaned out when the winter season comes around. 

You want your home to comfortable and pleasant for you and your entire family. With us all spending more time together it can get a bit much. participating in hobbies can help to take the edge off and gardening is just one avenue you can use. No matter what amount of outdoor space you have, you can plant something. If it is even just a window box with some herbs. 

Tell us, What would you love to plant at home? What are you already planting?

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BevonyGardening; the Outdoor Version of Baking During the COVID-19 Pandemic

Different Types of Roofing and their Advantages

by Bevony on May 6, 2020 No comments

If you find yourself needing a roof replacement there are a couple of options. You will find a number of different roofing materials that you will be able to choose from. You will want to educate yourself on the different types so that you can have a meaningful and well education conversation with your contractor when the time comes for that. 

Varying roofing materials will have their own lifespans and costs as well as a number of other characteristics that will cause them to provide both pros and cons. With an investment as big and as important as a roof you want to make the best decision. Here we will look at the most popular roofing types and all their advantages so you can make the best choice for your needs.

Asphalt 3-Tab Shingles

Asphalt 3-Tab Shingles

This roofing type is possible the most popular when it comes to roofing material. It has been a popular choice for many decades thanks to its durability. This roofing option features shingles made from fiberglass and asphalt as the base. The base is then covered with protective granules that bolster its durability. This type of roofing is also very affordable and is among the easiest type when it comes to installation. These tiles can be installed over your existing shingles as long as the roof deck on your building is in good condition. 

This roofing type is safe as it is considered to be Class A fire-resistant with the ability to withstand fire fora approximately two hours. If you live in an area that is fire-prone there may be better options out there when it comes to fire resistance. If you choose this type of roofing you can expect them to last for 20 to 50 years and you will be able to find them at your local home improvement store quite easily. 

Asphalt Architectural Shingles

Asphalt Architectural shingles are similar to the 3-Tab asphalt shingles discussed above. They are made from the same type of materials and are recyclable. The only difference is that with these architectural tiles, an extra layer is added to provide a better aesthetic appeal as well as to increase durability. The added layer gives this roofing type an added 10 years minimum so you can look for these lasting at least 30 years and up to 50 years. 

Wood Shingles 

Wooden Shingles are often called Shakes and are a type of roofing that has been around for centuries but are still quite common in use today. This option is quite durable as it is made most often from hardwoods. There are also options made from composite wood materials. Their lifespan is longer than asphalt roofing as they can last a minimum of 25 years. In warmer climates, you can find these roofs lasting a minimum of 30 years. Note that the life expectancy is based on the type of wood that is used to make these shingles as well as the thickness of the shingles and the climate of your local area. 

One of the best attributes of wooden shingles apart from their lifespan is their aesthetic appeal. These will provide a natural look and also weigh less than your other roofing types. They still offer the appropriate strength and moisture protection necessary for a fully functioning roof. These roofing options are environmentally friendly as they are made from wood and have that biodegradable nature. 

Metal Roofs

Metal roofs are the option that offers the longest lifespan. You can expect these roofs to last anywhere between 40 and 80 years. Bear in mind that the climate conditions in your region will affect their lifespan. Modern metal roofing options are quite versatile. You can find metal roofing that can match pretty much any architectural style and in a variety of colors. 

Today’s roofing options are attractive and can be made fro metals such as aluminum, copper, or steel. 

Aluminum panels are naturally corrosion and rust-resistant. 

Most steel panels are coated with a metallic coating and then completed with a painted finish. This is to prevent rust while also improving the aesthetic appeal of the roof. 

Metal roofing options offer fire resistance and in most areas having metal roofing can lead to the lowering of your insurance rates. Metal roofs also have the ability to increase the resale value of your home. 

Slate Shingles, Concrete Tile, and Clay Tiles

These options are among the most durable roofing types you can find as their lifespans are approximated at a minimum of 100 years. These types of roofing materials are non-combustible and tend to be extremely fire resistant. They will not rot and are resistant to insects 

When you invest in a tiled roof, you can reduce your energy bill significantly. The inherent qualities contained in tile shingles allow for energy reduction. 

Which roofing type sounds like the best choice for your needs? What roofing type do you currently have on your home and what kinds of problems are you facing? We’d love to hear from you, drop a comment down below. 

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BevonyDifferent Types of Roofing and their Advantages

The Future of Freeing up Floorspace

by Bevony on April 29, 2020 No comments

With many places on lockdown, many people are spending a lot more time at home. As such the ability to free up floor space is quite appealing. this is so especially to those who live in homes that accommodate extended families. This is especially appealing to those who live in small quarters. 

Freeing up Floorspace

When it comes to freeing up to floorspace the answer lies in the ceiling. This we see from Bumblebee Spaces. The San Francisco based company makes a modular system for storing home furniture in the ceiling. The design allows for accessories and furniture to be stored in the ceiling and to drop down when they are needed. 

With such a design system, when working you need your desk and chair, and not your bed. You also won’t need your dresser or nightstands. With this system, these items can be stored away from sight. That way you only have the things you need to work so you can remain focused while working. 

The Inspiration Behind the System 

Murphy from the company notes that a move from Maryland to San Francisco meant making do with less space. He is a previous engineer of Tesla and Apple but notes that he had always been interested in home space. His personal frustrations made him even more interested. At the time of his move, the cost of a two to a three-bedroom home in Maryland could only get him a studio or one-bedroom apartment on the West Coast. 

Murphy noted that he had a growing family and also had to deal with parents coming to visit. He got inspiration from the Micky Mouse Clubhouse cartoon and began to prototype a floorplan in his home’s garage. The cartoon had him thinking about how the clubhouse could transform from one space to the next. After mulling over that for a while, he realized the importance of first moving shoes, clothes, etc before being able to move rooms. 

He went on to note how ceilings were really dead space and how they could be unlocked while also having the ability to liberate walls. Not only would this free up floor space but it would also create better air circulation and result in less clutter and less furniture in the home while offering more natural light. 

How their Modular System Works 

The system can work with any ceiling that is 9 feet or higher. Anchors are put in place to distribute weight across the entire ceiling. Modules are added using retrofitted furniture which takes up approximately a depth of one foot. 

The software that Bumblebee Spaces uses allows individuals the opportunity to have insight into what their homes are capable of. Looking at your home through this software will really cause you to take a look at your possessions and how you are using them. It can also help you to get a handle on items that are not entirely necessary within your home. 

Available Bumblebee Modules

Modules by Bumblebee offer desks that descend as whole work stations to include anything you want to leave out on a desk including a computer and even your pens and smaller implements. Items only come down as you needed them so when you want your desk you get only that and when you don’t need it, it won’t be taking up any of your footprints. 

Ultimately Bumblebee is giving people space; physical space which further turns around to provide mental space. This allows people to live their best lives on a budget. They can afford a home without having to invest in larger home spaces.  Future homeowners may find that they have more money to go around. Thanks to having less money going towards rent and mortgage payments. 

Are you considering building a home? Here at SilverBeam Homes, we offer house building services to help make your dream a reality.

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BevonyThe Future of Freeing up Floorspace